Defensive Driving Discount
According to the New Jersey Motor Vehicle Commission (MVC), most road accidents are caused by driver error. You can reduce your likelihood of being involved in an accident by learning about standard accident-preventing techniques through a defensive driving course. We strongly encourage you to participate in a course, and will be happy to provide you with an extra discount on your auto insurance policy when the course is completed!
To be eligible for the defensive driving discount, you must first complete a course through one of MVC’s state-approved classroom or online course providers. Upon completion, be sure to obtain proof of participation. Then simply contact us or your agent, and let us know that you’d like to apply your discount!
The defensive driving discount will be applied at new business or the first renewal following the course completion date. The discount will continue for the balance of three years from the course completion date. After the three years, the driver can retake the course to renew the discount.
Please note the discount is applied to the vehicle for which the certified driver is listed as the principal driver. The operator has to be assigned as a principal operator in order for the discount to be applied.