Auto Insurance Discounts and Programs

Discounts on Auto Insurance in New Jersey through Plymouth Rock


Are you a safe driver? Do you own your home or condominium? These are just a couple of the ways you can save even more with New Jersey auto insurance discounts through Plymouth Rock Assurance.

You may be eligible for other discounts if you haven't submitted a claim or been in an at-fault accident, have recently completed a state-approved defensive driving course, or insure your home through Plymouth Rock.

In addition to these discounts on auto insurance, you can save even more if you choose to pay your premium in full at the start of your policy, request an effective date of coverage at least two days from the date your quote is provided, and more. Plymouth Rock in NJ also offers car insurance discounts if you’re a member of one of our affinity group partners.

If you’re insuring a new car, you have the option of additional protection through new car replacement coverage. In the unfortunate event you experience a loss within the first two years as the original owner of your car, we'll pay the cost of replacement for the same make, model and year, if available.

One Year Rate Lock

Plymouth Rock offers automobile insurance discounts on already competitive rates in New Jersey and customers benefit from the security of our One Year Rate Lock. No surprises—we fix personal automobile insurance rates for a full year to give you peace of mind.*

Exclusive Rates for NJ Educators

Did you know Teachers’ Insurance Plan of NJ is the only car insurance company to exclusively serve New Jersey’s educational community? That means we’re able to offer great low rates and unique benefits to teachers, support staff and even NJPTA members! Join the thousands of NJ educators already taking advantage of our special rates and request your quote today.

Please read further information about other ways to save, including special customer programs and Get Home Safe®.

Get your free quote online or find a local agent to see how you can save with discounts on auto insurance in New Jersey through Plymouth Rock, and if you have any questions you can visit our contact us page or call 800-516-9242.


*One Year Rate Lock applies to new policies written in High Point Property and Casualty Insurance Company, Palisades Safety and Insurance Association, and Palisades Insurance Company. Premium increases that result from new/existing violations, incidents, claims, policy endorsements/amendments or driver ages may still impact the policy premium offered at renewal. Your premium may vary due to available discounts, eligibility requirements, driving record, and other factors.

Retrieve Saved Quote


The right discounts for you

Plymouth Rock gives significant discounts to good drivers... and you may be eligible for even more with discounts of up to 50%!