Umbrella Insurance

Umbrella Policies in New Jersey Increase Your Liability Insurance Limits

At Plymouth Rock Assurance, we want to help protect the assets you’ve worked hard to earn. Whether it's a second home, a boat, or a college fund set aside for your children’s higher education, we can help. Umbrella insurance through Plymouth Rock provides supplemental protection that increases your limits on liability insurance in NJ if you or a family member is held responsible for injuries or damages to others.

Who needs umbrella insurance?

Anyone with total assets that are significantly greater than the liability limits of existing base insurance policies, such as auto insurance and home insurance, should consider buying an umbrella policy.  If you’re like most people, the dollar value of your assets totals more than you think. Consider the value of:

  • Your home
  • Your savings
  • Your retirement fund
  • Your other assets, such as a second car

Supplemental Liability Insurance Protects Against Threats to Your Assets

Standard liability insurance may not offer sufficient protection in NJ if you are sued due to causing severe injuries to another party in an automobile accident. An umbrella policy through Plymouth Rock may protect you from this scenario, as well as other scenarios involving people experiencing a serious injury on your property.

Plymouth Rock in New Jersey can increase your liability insurance limits by up to $5 million in umbrella insurance for less than you’d imagine.

Plymouth Rock offers other types of insurance coverage through our agent relationships and partnerships. Protect the important assets in your life with commercial auto insurance, boat insurance, collector car insurance, motorcycle insurance, and motor home insurance.

Give Plymouth Rock in NJ a call at 800-516-9242 or find a local agent to see how you can increase your liability insurance limits with umbrella insurance, and if you have any questions you can visit our contact us page.


Underlying insurance requirements apply. Read our important general disclaimer.

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Why an umbrella policy?

Injury and liability awards can now easily reach $1,000,000 or more.

Could you afford a $1,000,000 settlement for accidental bodily or personal injury?