Flood Insurance
At Plymouth Rock Assurance, we offer the best protection and care in the unfortunate scenario that a flood affects your home.
Find a local agent to guide you through your options, as well as help you understand how much coverage you might need. There are several things to consider in New Jersey when thinking about flood insurance for your home:
- The average cost of a flood insurance policy is $411 a year, just over $1 a day. Policy costs drop even lower for homes and businesses in low- to moderate-risk zones
- Losses due to flooding are not covered under typical home insurance and business insurance policies
- Planning ahead for floods gives you a significant advantage, since waiting periods are usually 30 days before coverage goes into effect
- New land developments may have increased flood risk, especially if the construction changes natural runoff paths
- Low- to moderate-risk areas might benefit from a low-cost policy
More information on flood insurance can be found at the government website, floodsmart.gov, or from an agent.
