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Auto Insurance Coverage Options in NJ

Any company in New Jersey can give you an attractive price on car insurance, but don’t be fooled…they may sacrifice your coverage or customer service to do so. At Plymouth Rock Assurance, we want the best for our auto insurance customers — the best care, guidance and advice, all at competitive prices. Assurance means being there for you when you need us most.

Get a Quote on Auto Insurance

With Plymouth Rock, you could save $460 like others who’ve switched.* We make it easy to get a quote on auto insurance and see if you’re currently paying too much for your policy. Whether you prefer to talk through your options with a licensed automobile insurance professional or get a fast quote online, Plymouth Rock has you covered.

Coverage Options

There’s a lot to consider when purchasing car insurance in the state of New Jersey. Some coverages are required by law, while others are optional. Whether you call us, get a quote online, or work with an auto insurance agent, we’ll help you understand your coverage options.

Coverage that Helps Protect Your Car

• Collision Coverage: This pays for damages to your car from a collision with another car or object, or when your car overturns.
• Comprehensive Coverage: This pays for damages to your car from theft, vandalism, flooding, fire, hail or hitting an animal.

Coverage that Helps Protect Your Assets

• Liability Coverage: If you’re legally responsible for a car accident, this pays for injuries or damages and also pays for legal defense costs if you’re sued.
• Personal Injury Protection: This pays the medical and hospital costs for you or your passengers when there's a car accident, regardless of who caused the accident.
• Uninsured Motorist Coverage: This pays for injuries or damages when you have an accident with someone who doesn’t have car insurance.

Finding the Right Level of Coverage when Purchasing Auto Insurance

The coverage options you choose today may be critical in the event of an accident tomorrow. The right level of coverage depends on many factors, including:

• The value of the car you drive
• Where and how you drive
• The assets and income you need to protect

Auto insurance coverage doesn't have to be confusing. At Plymouth Rock, we’ll help you navigate through all of the options available and determine the right kind of auto insurance coverage you need in NJ.

Plymouth Rock also offers other types of insurance through our agent relationships and partnerships. Protect the other important assets in your life with commercial auto insurance, collector car insurance, motorcycle insurance, boat insurance, motor home insurance, homeowners insurance, and umbrella insurance.

Get your free quote online or find a local agent to see how you can save in New Jersey on your car insurance coverage through Plymouth Rock, and if you need additional information you can visit our contact us page or call 1-800-516-9242.

*Annual average savings based on customers who switched to High Point Property and Casualty Insurance Company from November 2009 – February 2011. Your premium may vary due to available discounts, eligibility requirements, driving record, and other factors.

Read our important general disclaimer about auto insurance.